U.S. Bank Credit Approval Officer - Community Banking Specialized Credits in Billings, Montana

Manages Credit Approval activities for a number of diverse and complex portfolios in the Community Banking group. Approves loans in excess of business unit authority levels, ensuring conformity with bank policies and procedures with minimal supervision. Develops guidance policies. Monitors delinquency, loss and risk rating accuracy across groups of regions, states and/or business units. Works with Portfolio Managers with structuring, pricing and documentation of larger commercial loan transactions. Monitors and reviews group’s loan underwriting and portfolio management performance for senior management/regulatory agency review. Analyzes new business prospects.

Qualifications:

Basic Qualifications

  • Bachelor’s or Master’s degree, or equivalent work experience

  • 15 or more years of experience in Commercial or Corporate credit analysis, structuring, approval and portfolio management

  • Previous lending experience

Preferred Skills/Experience

  • Expert knowledge of credit and lending policies

  • Demonstrated analytical and risk analysis skills

  • Advanced knowledge of organization, business practices, business philosophy, and ethics

  • Demonstrated management and leadership skills

  • Well-developed customer service/relations skills

  • Excellent verbal and written community skills

  • 5 or more years of management experience preferred

Job: Risk/Compliance/QC/Audit/Fraud

Primary Location: United States

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 180016511

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.