U.S. Bank Credit Review Specialist 2 - U.S. Bank Footprint in Billings, Montana
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Job DescriptionExplore your career possibilities here: Are you ready to start your career with unlimited opportunities for growth and development? Join our diverse and inclusive team where you will feel valued and inspired to contribute your unique skills and experience.
Responsibilities: Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. The data collected may include credit reports, industry research, and tax returns. Inputs the data gathered into tracking and/or reporting computer systems and/or databases. Prepares and presents credit reports to person(s) responsible for making lending decisions on new, renewal and extension loans. In some areas, this position may make credit decisions in a high-volume production environment. Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios. Generally furnishes information relative to credit inquiries to appropriate parties.
Basic Qualifications: - Bachelor's degree, or equivalent work experience - Two to three years of related experience
Preferred Skills/Experience: - Basic knowledge of credit and risk analysis, economics, accounting and finance - Strong analytical skills - Effective verbal and written communication skills
Core values: By practicing these values, we continue to meet the challenge of being a leading service provider in the banking industry.
• We do the right thing – We act ethically, honestly and with integrity. • We power potential – We champion and encourage potential in our customers, each other and our communities. • We stay a step ahead – We value continuous improvement over fast growth, because bigger isn’t better: Better is better. • We draw strength from diversity – Diversity, inclusion and collaboration aren’t just policies- they’re defining characteristics of our culture. • We put people first – We invest in enhancing the skills and knowledge of our employees to create great experiences for our customers.
What we offer: • Paid training and development opportunities • Competitive wages and performance-based bonus opportunity • Comprehensive benefits package including: Medical, dental and vision plans
Paid vacation to help you recharge
Twelve paid holidays every year
Maternity and paternity leave
Short- and Long-Term Disability
401K plan with company match
Benefits: Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.
EEO is the Law Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law poster.
E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.