Opportunity Bank of Montana Credit Administration Specialist in Helena, Montana

Credit Administration Specialist

Helena, Montana, United States

Full-time

Position Summary: Work with Chief Credit Officer and Credit Administration Officer to assist in maintaining credit quality and the integrity of the loan portfolio.

Core Competencies

Demonstrated ability:

  • To maintain confidentiality

  • To provide excellent customer service

  • To handle stress and meet deadlines/goals

  • To work independently and as a team member

  • To perform basic math functions

  • In attention to detail and accuracy

  • In computer use including Microsoft Office Suite

  • In analytical and problem-solving skills, especially concerning large data sets

  • In oral communication and interpersonal skills

  • In judgment and decision-making

  • In time management

  • To identify and present appropriate credit solutions

Physical Requirements

Ability to:

  • sit for extended periods of time

  • use telephone frequently

  • extensive use of computer screen

  • normal or correctable to normal vision and hearing

  • reach, stand and walk on frequent basis

  • lift and carry up to 20 pounds on occasional basis

  • kneel, crouch and climb on occasional basis

(Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions)

Environmental Demands

Exposed to potential hazard of robbery – position receives detailed instructions to minimize risk

Education and Experience Requirements

High school diploma or equivalent

Education and Experience Preferences

4-year college degree (accounting, business, finance, management or related) and 2 years relevant experience - or equivalent combination of education & experience

General knowledge of lending principles; Knowledge of basic accounting functions and terminology

FLSA Status

Eligible for overtime pay

Work Hours

Typical schedule may be varied and flexible Monday- Friday between 7:30 a.m. – 6:30 p.m. with flexible

hours as needed during peak times, vacations, and sick leave. Some job positions regularly work

Saturday shifts and supervisor will advise if applicable to this job position.

Employee may also be required to work extended hours on an occasional basis in order to fulfill job

duties and responsibilities as outlined in Essential Functions & Key Areas of Responsibility.

Essential Functions & Key Areas of Responsibility

Under general supervision of Credit Administration Officer:

  • Review consumer and commercial appraisals

  • Prepare Lenders Evaluations and review of other branches lender evaluations

  • Assist loss mitigation and loan servicing teams

  • Prepare monthly and quarterly reports for the executive team and board meetings as assigned

  • Assist in monitoring of Bank’s Technical and Policy exceptions

  • Assist in preparation for Internal Asset Review, Credit Risk Committee, and ALLL committees

  • Review consumer and commercial loan files for completeness and accuracy

  • Provide technical advice and assistance to loan officers as needed

  • Participate in branch review of credits prior to submittal to Loan Committee

  • Participate in Loan Committee

  • Assist with construction monitoring and draws

  • Perform other related duties as assigned