Montana Jobs

First Montana Bank is looking for the exceptional candidate who has a bit of experience already. One that is looking for an opportunity to develop their skills into a lifelong profession! We enjoy and are passionate about seeing our communities be successful and work hard to build lasting relationships with each and every one of our customers! If you share our passion and drive and want to learn from the best in the industry please apply to join our team! Real Estate Lender:Job Summary: This position is responsible for soliciting and originating real estate loans with an emphasis on the building of relationships. Is also responsible for monitoring and controlling loans and assisting borrowers throughout the process.Job Responsibilities: To perform this job successfully, an individual must be able to satisfactorily perform each of the essential duties/responsibilities listed below. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential duties/responsibilities of this job.1.Pre-qualify applicants for real estate loans to determine the appropriate terms of a real estate loan that will meet both their needs and the qualifications of both the Bank’s and secondary market’s underwriting guidelines.2.Originate real estate loans for existing home purchases and refinances.3.Maintain knowledge on all programs available including fixed and variable rate loans, secondary market fixed and variable rate FHA, VA, MBOH and conventional loans. Determine if loan request is an acceptable risk and is within Bank guidelines and, if necessary, the guidelines of the secondary market. 4.Solicit new real estate business through customer/realtor/contractor calls and involvement in real estate organizations. 5.Assist other lenders in origination of real estate loans.6.Promote and cross-sell Bank services and develop new customer relationship. Participate in the Bank’s calling program. Assist in the development of new banking products and the implementation of the product.7.Perform other duties as may be assigned from time to time to promote the efficiency and profitability of the Bank.PRINCIPAL ACCOUNTABILITIES1.Originate and service real estate loans contributing to the profitability of the bank while ensuring compliance with established lending policies to maximize bank’s growth and development.2.Promote full bank services to existing customers and develop new business to increase bank growth and profitability.3.Minimize losses from outstanding loans through effective use of collection procedures.4.Participate in the customer calling program and community affairs to present a favorable bank image and to develop new business for the bank.Qualifications: To perform this job successfully, an individual must meet the minimum qualifications listed below. These qualifications are representative of the knowledge, skill and/or ability required to perform this job. Education/Experience: to perform this job successfully, an individual must have: •a Bachelor’s Degree in a related field•(1) to (2) years related experience and/or training•or an equivalent combination of education and experience. Certificates/Licenses: To perform this job successfully, an individual must: •have a valid Driver’s License•have the ability to be bonded Physical Abilities: To perform this job successfully, an individual must be able to:•Regularly - grasp, reach, talk, and hear•Occasionally - sit, stand, walk, lift/pull/push/carry up to 25 pounds, and stoop/crouch Mental & Other Skills/Abilities: To perform this job successfully, an individual must have the:•Adaptability: ability to adapt to changes, delays or unexpected events in the work environment; ability to manage competing demands and prioritize tasks; ability to change approach or method to best fit the situation.•Analytical Ability: ability to maintain focus for extended periods of time; ability to complete research projects with resourcefulness and persistence; ability to synthesize complex or diverse information; ability to use intuition and experience to complement existing data.•Computer/Technical Ability: working knowledge of: •Word Processing software•Spreadsheet software•Banking software•Internet software•Design Software•Dependability: ability to follow instructions, both in written and verbal format; ability to respond to management direction; ability to complete tasks on time or notify the appropriate person with an alternate plan when necessary.•Interpersonal Skills: ability to maintain satisfactory relationships with others, excellent customer service skills and a good overall understanding of appropriate human relations.•Judgment: ability to make prudent and timely decisions; ability to exhibit sound and accurate judgment; ability to explain reasoning for decisions.•Language Ability: ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals; ability to write routine reports and correspondence; ability to speak effectively before groups of customers or employees of organization.•Mathematical Ability: ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals; ability to compute rate, ratio, and percent and to draw and interpret bar graphs.•Motor Coordination: the ability to coordinate eyes, hands, fingers, and feet accurately and handle precise movements.•Problem Solving Ability: ability to identify and/or prevent problems before they occur; ability to formulate alternative solutions to problems when necessary; ability to transfer learning from past experiences to new experiences of similar nature.•Quality Management: ability to complete duties, on time and with absolute precision, at least 95% of the time; ability to edit the accuracy and thoroughness of one’s work as well as the work of others; ability to constructively apply feedback to improve performance, ability to generate ideas to improve and promote quality in work •Reasoning Ability: ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form; ability to deal with problems involving several concrete variables in standardized situations. Workplace Environmental Conditions: While performing the essential duties/responsibilities of this job, the employee will not be exposed to any conditions that are not normally present in an office environment.https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=7348d82e-b64e-4527-92b4-c740f418466f&ccId=19000101000001&lang=enUS

Montana Jobs