ManpowerGroup Underwriter- Remote- CO, MT, WY, ID in Missoula, Montana
Caliber Home Loans, Inc. is one of the nation's fastest-growing mortgage lenders. We didn't move into the fast lane because of clever marketing campaigns or flashy television ads -- our talented employees worked hard to help us rise to the top of our industry.
Here at Caliber, we've replaced the stereotypical corporate culture with a casual "dress for your day"work atmosphere that promotes creativity and a collaborative environment that allows our team members to thrive.
The Underwriter is responsible for reviewing all loan applications for compliance with underwriting, investor, government, and FNMA/FHLMC guidelines.
Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program requirements. Includes individual analysis of:
Debt and assets
Loan values/loan-to-value ratios
Collateral and supporting documentation
Identifies/calculates loan risk of loss.
Conditions files for missing/supporting documentation.
Revisits loans to review and clear conditions.
Approves, counters or denies loan file.
Escalates fraud files to Credit Manager/Risk Management team.
Respond within SLA to all loan specific audits/findings.
This position is considered a non-loan originator position, this means participants may not engage in activities of a loan originator, including: communicating directly with borrowers about credit qualification or loan terms, including pricing concessions or other transaction-specific terms or conditions.
ManpowerGroup is committed to providing equal employment opportunities in a professional, high quality work environment. It is the policy of ManpowerGroup and all of its subsidiaries to recruit, train, promote, transfer, pay and take all employment actions without regard to an employee's race, color, national origin, ancestry, sex, sexual orientation, gender identity, genetic information, religion, age, disability, protected veteran status, or any other basis protected by applicable law.